Buy a Home with$0 Dollars DownLower InterestSmaller Utility BillsLower Closing CostsZero Cash to Close

Arcasa helps unlock grants for down payment assistance, closing costs, and rate buy downs — with no income caps, no delays, and long-term energy savings built in, just by adding solar.

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Down Payment Assistance Calculator

See how much support you could unlock. Get a quick snapshot of potential down payment assistance and added solar value.

$400,000
$100,000$1,500,000
3.5%
3%5%
Unlocked Grant Funds
$14,000
*Subject to program availability and qualification requirements

Ready to buy a home?

Find Out In Our 2-Minute Homebuyer Quiz

Take the Quiz

Real Stories, Real Results

See how Arcasa is transforming homeownership for buyers, professionals, and communities nationwide.

Sarah & David testimonial
First-Time Home Buyers

Sarah & David

Austin, TX

Janelle Rodriguez testimonial
National Sales Manager

Janelle Rodriguez

Downey, CA

Henry Smith testimonial
Co-Founder

Henry Smith

Salt Lake City, UT

01/03

Ready to join other successful homeowners?

MORTGAGE & DPA CALCULATOR

Fintech for Lenders & Borrowers

See savings in seconds. Enter a few details to calculate down payment assistance, compare FHA vs. Arcasa, and get a shareable report, no credit pull required.

Affordable Homes for Buyers. More Closings for Experts.

Arcasa makes buying a home easier for borrowers and closing more deals simpler for pros. No income caps, no extra hoops, just smarter mortgages.

Happy couple - home buyers
Professional loan officer
Professional builder
Professional real estate agent
Professional executive
Professional compliance officer
01/06

How It Works

Get into your dream home with our simple three-step process

1

Apply & Qualify

Work with an Arcasa-approved lender to get a standard FHA mortgage (620+ credit score, no income or location limits).

2

Get Down Payment Assistance

Arcasa provides 3.5%+ of the home price toward your FHA down payment so you can close with little or $0 out of pocket.

3

Solar Installed, Move In

After you move in, Arcasa installs solar, giving you a monthly utility savings and a boost in your home's overall equity.

No upfront costs • No hidden fees • Move in on time

Get Started Today

Connect with our team to learn how Arcasa can help you achieve your homeownership goals.

Ready to Buy Your Dream Home?

Discover how down payment assistance unlocked through solar can make homeownership affordable.